Current accounts
Dear customers,
We hereby inform that in accordance with the Instruction «On Procedure of opening, use and closure of accounts in national and foreign currencies» approved by the Resolution of the NBU Board No. 492 dated 12.11.2003, as amended, the PJSC «Kreditprombank» changes the accounting procedures on customer accounts, on which there were no transactions for successive 3 years and regarding which the updated identification data in accordance with the Law of Ukraine «On prevention and response to legalization (laundering) of criminally obtained income or financial terrorism» were not submitted to PJSC «Kreditprombank» for more than 3 years.
Pursuant to applicable law, PJSC «Kreditprombank» will close current and card accounts of customers, on which there were no transactions during 3 years and on which the balance of funds is null.
For accounts on which there were no transactions over 3 years and on which the balance of funds is available PJSC «Kreditprombank» changes the procedure of funds accounting.
In order to return finds to customers, for which the procedure of accounting was changed, the bank ensures storage of information on old number of customer account and all transactions performed on it. Fore performance of operations on account for which the accounting procedure was changed the customer pays PJSC «Kreditprombank» the fee according to the bank’s rates.
For any additional information as for accounts for which the accounting procedure was changed, please, address the outlets of PJSC «Kreditprombank».
Do you need to pay permanently for services and goods? Are you sent money funds from Ukraine or abroad? With opened personal account in Kreditprombank you are able to do everything like that. Personal account - this is your wallet in a bank, with all funds being secured and available to you in any moment. You can deposit and withdraw any time you wish, pay for goods and services, pay utility bills as well.
Advantages of service in PJSC "Kreditprombank"
- Wide network of the branches and outlets of Kreditprombank allows you to choose the best convenient outlet to service the account;
- We do not require monthly payment for your private account service;
- Depositing money funds into your account is FREE OF CHARGE;
- Qualified bank staff provides quick and proper performance of operations on your current account.
To open current account in PJSC "Kreditprombank" you need to do only 4 steps:
- To fill in the application form or call information center;
- Any time convenient to you visit the sell point and provide necessary documents;
- Fill in the application and sign an agreement;
- Pay registration fee into the bank.
Tariffs to operate current account:
| Operation type | Operation cost | Payment term | ||
|---|---|---|---|---|
| 1.1 | Payment for opening Client current account: | While opening an account | ||
| 1.1.1 | Current account opening | 30,00 UAH | ||
| 1.1.2 | Opening of current account under condition of simultaneous opening or availability of effective deposit account | 10,00 UAH | ||
| 1.1.3 | Opening of current account to make payments for repayment of credit that was given before 01.02.2009 | Not priced | ||
| 1.2 | Interest accrued by bank on the current accounts balances | 0,00% | Monthly in the first working day of the month after the reported one | |
| 1.3 | Cash withdrawal from the current account in case if: | Not later the day cash was received on operations in foreign currency – payment is performed in Hryvnia on official NBU rate at the day operation is performed | ||
| 1.3.1 | Funds entered by cash free way: | |||
| Up to 50 000 UAH or foreign currency equivalent | 1,0% of the operation amount min 5,00 UAH | |||
| from 50 000,01 UAH or equivalent in foreign currency | 0,75% of operation amount | |||
| 1.3.2 | Funds, received from deposit account in PJSC "Kreditprombank"system which were deposited as cash | Not priced | ||
| 1.3.3 | Funds in foreign currency deposited after conversion on Ukrainian Interbank Currency Stock Exchange subject to foreign currency for conversion entered in cash | Not priced | ||
| 1.3.4 | Funds entered in cash (except funds to purchase foreign currency on NBU currency auction) | 0,1% of operation amount | ||
| 1.3.5 | Funds received in the frames of settlements of budget institutions with physical entities and every payment does not exceed 1.000.00 UAH | Not priced | ||
| 1.3.6 | Fee for cash withdrawal from current account that was deposited in a cash free way from Client loan account (except operations that are performed in the frames of loan restructure) | 0,75% of amount accrued | At the moment the funds were received or transferred from the current account of the Client | |
| 1.3.7 | Fee for receiving or transfer of funds that entered in a cash free way on State Mortgage Program | 1,5% of amount accrued | At the moment of receiving or transfer of funds from Client current account | |
| 1.4 | Entering funds into current account, which received by the Bank in cash free way or by cash | Not priced | ||
| 1.4.1. | Which entered the Bank in cash free or in cash (except i. 1.4.2.) | Not priced | ||
| 1.4.2. | Which entered from deposit account in foreign currency with early deposit return currency on which was purchased on special rate | 10% of amount accrued on the current account | At the moment of receiving or transfer of funds from Client current account | |
| 1.5 | Transfer of funds from Client current account: | At the moment the operation is performed, on operations in foreign currency – payment is performed in Hryvnia on official NBU rate at the day operation is performed | ||
| 1.5.1 | Outside PJSC "Kreditprombank" | |||
| 1.5.1.1 | In national currency: | |||
| Up to 300,00 UAH | 3,00 UAH for every payment | |||
| From 300,01 UAH | 0,5% of amount of payment, min 5,00 UAH but not more than 500,00 UAH for every payment | |||
| 1.5.1.2 | In USD (1), (2): | |||
| commission fee at expense of the sender ("OUR") | 0.5% of the amount of transfer, minimum USD 30, maximum USD 150 for each transfer | |||
| commission fee at expense of the sender ("GURANTEED OUR") | 0.5% of the amount of transfer, minimum USD 30, maximum USD 150 for each transfer + USD 25 for each transfer | |||
| commission fee at expense of the beneficiary ("BEN") | USD 15 for each transfer | |||
| 1.5.1.3 | In EUR (1): | |||
| commission fee at expense of the sender ("OUR") | 0.5% of the amount of transfer, minimum EUR 40, maximum EUR 200 | |||
| commission fee at expense of the beneficiary ("BEN") | EUR 20 for each transfer | |||
| 1.5.1.4 | in other foreign currency (except for USD and EUR) (1) | |||
| commission fee at expense of the sender ("OUR") | 0.5% of the amount of transfer, minimum USD 40, maximum USD 150 or equivalent of transfer in other foreign currency + commission fee of foreign bank for each transfer | |||
| commission fee at expense of the beneficiary ("BEN") | USD 15 or equivalent of transfer in other foreign currency for each transfer | |||
| 1.5.2 | In the network of PJSC "Kreditprombank": | |||
| 1.5.2.1 | In national currency | 0,3% of payment amount min 3,00 UAH but not more than 400,00 UAH for everu payment | ||
| 1.5.2.2 | In foreign currency | 0,5% of amount of transfer min 5,00 dollars USD, max 50,00 dollars USD or equivalent in other foreign currency of transfer | ||
| 1.5.3 | In the network of PJSC "Kreditprombank"; | Not priced | ||
| Into the accounts PJSC "Kreditprombank"; | ||||
| Into the accounts of construction finance funds in PJSC "Kreditprombank"; | ||||
| On personal (current / card / deposit) accounts for replenishment of account | ||||
| On credit accounts and other accounts of PJSC «Kreditprombank» to repay debts for credit contracts | ||||
| 1.6 | Sending messages by emails (clarifying payment requisites), revocation of payments sent by mistake | At the day the service is provided on operations in foreign currency – payment is made in Hryvnia at the NBU rate at the day the operations is performed | ||
| 1.6.1 | In national currency: | 20,00 UAH for every message | ||
| 1.6.2 | In foreign currency: | 80,00 dollars USD | ||
| 1.7 | Clarifying insufficient payment requisites in foreign currency | 55,00 UAH + bank – counterparty fee | At the day the service is provided () bank – counterparty pays the fee on fact of contents | |
| 1.8 | Foreign currency sell from current account from the physical entity on interbank market | 0,3% of the amount of Hryvnia equivalent of currency sold out | At the moment the operation is performed | |
| 1.9 | Foreign currency purchase by physical entity on interbank currency exchange market | 0,3% of amount of Hryvnia equivalent of purchased currency, min 20,00 UAH | At the moment the operation is performed | |
| 1.10 | Foreign currency conversion by physical entity on interbank currency exchange market of | At the moment the operation is performed | ||
| Up to 50 000 UAH or foreign currency equivalent | 0.30% of operation amount in Hryvnia at NBU rate at the day of payment, min 50,00 UAH for every conversion | |||
| from 50 000,01 UAH or equivalent in foreign currency | 0.1% of operation amount in Hryvnia at NBU rate at the day of payment | |||
| 1.11 | Providing certificated on Client account | Not later the day when certificate was provided | ||
| In Ukrainian | 50,00 UAH for one certificate | |||
| In English | 75,00 UAH for one certificate | |||
| 1.12 | Provision of information on currency exchange rates | 50,00 UAH (41,67 UAH + VAT - 8,33,00 UAH) | At the moment of service provision | |
| 1.13 | Execution of documents related to use of current account / reopening of account (reexecution of power of attorney) | 50,00 UAH per one power of attorney | When executing the power of attorney | |
| 1.14 | Issue of authorized by the bank copy of agreement of bank account andor bank deposit of physical entity on Client’s demand | 60,00 UAH (50,00 UAH+ VAT - 10,00 UAH) for every document sample | Not later the day the copy of the document is issued | |
| 1.15 | Issue of authorized by the bank copy of agreement of bank account andor bank deposit of physical entity, which confirm operations on account (receipts, applications, extracts on account and so on) on Client’s demand | 12,00 UAH (10,00 UAH+ VAT - 2,00 UAH) for every document sample | Not later the day the copy of the document is issued | |
| Note to the section "Settlement – cash service" | ||||
| to p.1.5.1.2, 1.5.1.3, 1.5.1.4 | ||||
| (1) Due to the nature of commission fees for remittance in foreign currency by correspondent, intermediary and beneficiary banks, there are applied the following options for payment of commission fees based on customer preference, namely: - "OUR" – commission fee of PJSC "Kreditprombank" and commission fee of foreign banks is paid at the expense of the sender and calculated at the exchange rate of the NBU on the date of writing off the amount of transfer; - "GUARANTEED OUR"(USD) – commission fee of the PJSC "Kreditprombank" and commission fee of foreign banks is paid at the expense of the sender and calculated at the exchange rate of the NBU on the date of writing off the amount of transfer. Technology provides guarantee by correspondent bank that beneficiary will in any case receive the full transfer amount in USD; - "ВЕN" – commission fee of the PJSC "Kreditprombank" and commission fee of foreign banks is paid at the expense of the beneficiary. Commission fee of the PJSC "Kreditprombank" is withheld from the amount of transfer in the currency of payment. |
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| to p.1.5.1.2 | ||||
| (2) Due to the nature of commission fees withholding for transfers in USD by correspondent, intermediary and beneficiary banks, technology of application by them of "OUR" commission fee foresees payment of commission fee to intermediary bank(s) and beneficiary bank in any case at the expense of the sender, i.e. beneficiary will not receive the full amount of the transfer. |
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Tariffs are valid from 01.01.2012
Tariffs for operating current account for recipients of pensions and public assistance:
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Category of operation |
Cost of operation |
Term of payment |
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1.1 |
Payment for the Client’s account opening: |
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Before the account opening |
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1.1.1 |
Opening of current account for payment of pension, public assistance or insurance payments from the Fund of Social Insurance Against Occupational Accidents |
Not paid |
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1.1.2 |
Opening of current account for natural persons discharged from military service who are entitled to pension provision |
Not paid |
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1.2 |
Charge of interest on Client’s current account balance: |
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According to terms of contract of bank account |
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for recipient of pension and public assistance |
10% per annum |
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for recipient of insurance payments from the Fund of Social Insurance Against Occupational Accidents |
5% per annum |
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for natural persons discharged from military service who are entitled to pension provision |
5% per annum |
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1.3 |
Cash payment from the Client’s current account |
Not paid |
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1.4 |
Placing funds on the Client’s current account: |
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At the moment of service provision |
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1.4.1. |
those that were transferred to bank by cashless transfer (except pensions / public assistance / insurance payments from the Fund of Social Insurance Against Occupational Accidents) |
0,6% of amount of funds transferred |
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1.4.2. |
those that were placed in cash within one correspondent account |
Not paid |
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1.5 |
Transfer of funds from the Client’s current account: |
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At the moment of service provision |
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1.5.1 |
outside the PJSC «Kreditprombank» |
0,3% of payment amount, minimum 3,00 UAH but not more than 150,00 UAH per each payment |
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1.5.2 |
within the PJSC «Kreditprombank» network (except those mentioned in point 1.5.3.) |
0,1% of payment amount, minimum 3,00 UAH but not more than 150,00 UAH per each payment |
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1.5.3 |
in the PJSC «Kreditprombank» network: |
Not paid |
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on accounts of PJSC «Kreditprombank»; |
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on accounts of construction financing funds in PJSC «Kreditprombank»; |
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on personal (current / card / deposit) accounts for replenishment of account |
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on credit or another accounts of PJSC «Kreditprombank» for repayment of debts on credit contracts |
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1.5.4 |
For payment for public utilities, such as rent, drainage system, water, gas, electricity supply, heating, urban and long-distance telephone service, analog cable television, removal of domestic waste |
Not paid |
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1.6 |
Execution of documents related to the use of current account / reopening of account (reexecution of power of attorney) |
Not paid |
When executing power of attorney |
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1.7 |
Execution of documents related to the use of deposit account and charged interest account / reopening of account, оpened by the recipient of pension / public assistance / insurance payments from the Fund of Social Insurance Against Occupational Accidents (reexecution of power of attorney, testamentary disposition) |
1,00 UAH |
When executing power of attorney or testamentary disposition |
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1.8 |
Provision of information on Client’s current account |
At the moment of service provision |
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| In Ukrainian |
50,00 UAH for each account statement |
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| In English |
75,00 UAH for each account statement |
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Comments to the section "Cash Payment Service" |
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pp.1.5.1.3 |
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(1) Commission on transfers in EUR: Germany |
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Europe* amount of transfer up to 2 500 EUR — 12,00 EUR; amount of transfer up to 10 000 EUR — 15,00 EUR; amount of transfer up to 12 500 EUR — 0,1% of amount + 5,00 EUR; amount of transfer more than 12 500 EUR — 0,1% of amount (max 50 EUR) + 12,50 EUR |
*Europe: Andorra, Austria, Belgium Switzerland, Cyprus, Czech Republic, Denmark, Spain, Finland, France, Great Britain, Greece, Hungary, Ireland, Iceland, Italy, Liechtenstein, Luxembourg Monaco, Malta, Netherlands, Norway, Poland, Portugal, Sweden, Slovenia, Slovakia |
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Other countries amount of transfer up to 2 500 EUR — 22,00 EUR; amount of transfer up to 10 000 EUR — 25,00 EUR; amount of transfer up to 12 500 EUR — 0,1% of amount + 15,00 EUR; amount of transfer more than 12 500 EUR — 0,1% of amount (max 50 EUR) + 25,00 EUR |
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pp. 1.5.1.4 |
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(2) Commission for transfers in other foreign currencies (except USD and EUR) |
Europe,USA,Canada | |
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Amount of transfer equivalent to 2 500 EUR — 40,00 EUR; amount of transfer equivalent to 10 000 EUR — 50,00 EUR; amount of transfer equivalent to 12 500 EUR — 70,00 EUR; amount of transfer equivalent to more than 12 500 EUR — 100,00 EUR |
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Tariffs are valid from 04.01.2011
Other terms and conditions:
Basic operations that bank performs on current account: passing funds to current account; transfer of funds from current account; withdrawal of cash from current account; provision of information on state of account; execution of power of attorney for use of current account. It is prohibited to use the current accounts of natural persons to carry out operations related to running business.
Documents required for opening of current account:
For residents
- Passport or any other document proving identity;
-
Certificate about record of tax payer identification number.
Bank is entitled to open account for the natural person – resident without providing document about record of tax payer identification number if a notice certifying his right to effect any payments without identification number is made in the passport of this person.
The documents submitted by a client for current account opening should be valid and contain true information at the moment of their submission to bank.
For non-residents
- Passport or any other document substituting it. If passport or document substituting it does not permits the bank to define the permanent or temporal residence of natural person, bank is entitled to demand from a client any other document that contains such information;
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Document confirming the origin of cash money.
For notaries
- Passport of the citizen of Ukraine;
- Place of client’s registration: availability of registration, apartment lease contract or certificate from the housing and communal services department;
- Copy of certificate on entitlement to occupy with notarial or legal practice, notarized or certified by issuing body;
- Copy of document certifying registration of private notary or lawyer at the bodies of State Tax Service, notarized or certified by issuing body, or original document should be submitted.
- Copy of document certifying the registration of private notary or lawyer at the corresponding body of the Pension Fund of Ukraine, notarized or certified by issuing body, or original document should be submitted.
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Copy of document certifying the registration of private notary or lawyer at the corresponding body of the Fund of Social Insurance Against Occupational Accidents and Occupational Diseases of Ukraine, notarized or certified by issuing body, or original document should be submitted.